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Save money for your next trip with TikTok ‘loud budgeting’ trend | Travel News | Travel

Loud budgeting could help you save money for your next trip (Image: Getty)

Loud budgeting is a financial trend that focuses on spending money on things that are actually important to you, rather than spending money unnecessarily.

With over five million views on the TikTok hashtag #loudbudgeting, and Google searches up by 1,714 percent in the past month, the trend is taking the world by storm.

Unlike other financial plans or money-saving methods, loud budgeting helps participants save money wherever they can. This could be putting cash aside to save up for a house, or budgeting in order to prioritise experiences, such as travel, over material possessions.

Justin Chapman is a travel expert at Go2Africa, and he has shared how you can utilise the loud budgeting trend when you are travelling to ensure you have the perfect trip.

His first piece of advice is to make sure your personal priorities are in order. He said: “Loud budgeting isn’t about spending nothing, it’s about mindful spending – making conscious choices that align with your financial goals and priorities – in this case, what you truly want out of your holiday.

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Passenger airplane flying above clouds

It helps to save money wherever you can whilst travelling (Image: Getty)

“If adventure is your priority, you might decide to cut back on dinners out, in favour of saving your money for a gorilla safari, but if trying local cuisine is more your thing, you could opt for more affordable flights in order to fund your food tour.”

It’s also important to set realistic budgeting expectations on your travels, especially if you are holidaying with friends who happen to earn more than you.

“Being vocal about your priorities and how much you’re comfortable with paying can mean it’s easier to come to a compromise, like a slightly different destination or accommodation, rather than reluctantly agreeing to something you’re not happy with,” Justin said.

“Speaking up and setting expectations about what you want, and what you can and can’t afford, means you won’t end up spending more than you intended to and feeling resentment.”

Piggy bank savings

Loud budgeting is a trend that focuses on spending money on things that are important to you (Image: Getty)

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Like before heading out on any travels, plenty of research is key. It’s worth spending time searching online for the best deals, optimum time of year to travel, and looking at alternative destinations where your budget can go further.

“Destination dupes have been trending lately, with people going to lesser-known alternatives to the areas most loved by tourists – like trying Paros instead of Santorini, Calabria over Puglia, or Chiang Dao rather than Phuket.”

Again, a key trait for travellers to embrace is flexibility, and planning a trip using loud budgeting is no different.

“You might have to move your dates around to get a better deal on flights, stay slightly further outside of the main city or fly into a secondary airport and travel in,” Justin explained.

“Go for public transport instead of taxis and airport transfers, and go for trains and buses rather than internal flights, if travelling to multiple destinations in the same region.

Portrait of a young woman in the subway in Paris

Taking public transport whilst abroad can save you some serious cash (Image: Getty)

“With less crowds, cheaper deals, and more availability in hotels, shoulder season is the perfect time to travel. The shoulder season will vary, depending on your destination so do some research before booking.

“For example, somewhere like Italy has shoulder seasons of April-May and September-October, but if you’re looking for a Kenya safari resort, the shoulder seasons are January-March and October-December, where the weather can be very hot with some rain but wildlife viewing is spectacular, and you can enjoy less crowds and lower prices,” the travel expert said.

It is easy to waste money on unnecessary outgoings when you’re planning a trip, such as paying to pick your seat on a flight (unless you have specific needs which means you have to). Travelling light is also a great habit to get used to, as if you travel hand luggage only, you’ll skip the checked luggage fees.

“Resist the tourist-trap souvenirs and avoid wasting money on unnecessary trinkets and impulse purchases. Instead, save your money for activities and experiences that are more important to you, and support local artisans and makers for a more unique and meaningful souvenir,” Justin advised.

“Learn how to haggle. Don’t be afraid to try and negotiate prices where you can – you might be surprised at how much money you can save with some practice.

“Speak to locals and ask for their recommendations on the most affordable restaurants, free activities, and hidden gems. They’ll be able to offer advice you might not find online or in guidebooks,” Justin said.

“Multi-task your activities – like taking a cooking class so you get an experience plus a meal, rather than just going for dinner, or going on a guided tour where you can learn about the local area and culture, and get transport to your next destination at the same time.”

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